Terms and Conditions

CMH Finance Terms and Conditions
Effective Date: January 1, 2025

Welcome to CMH Finance («we,» «us,» «our»). By accessing or utilizing our website, https://cmhfinance.com (the «Site»), or any of our services, you («you,» «your,» «user») agree to be legally bound by these Terms and Conditions («Terms»). These Terms constitute a binding agreement between you and CMH Finance governing your use of the Site and services. Please review these Terms carefully. If you do not agree with any provision herein, you must immediately cease using the Site and our services.

1. Acceptance of Terms

By accessing or using the Site or any services provided by CMH Finance, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as all applicable local, national, and international laws, regulations, and ordinances. If you do not agree to these Terms, you are expressly prohibited from accessing or using the Site or services. These Terms apply to all users, including individuals, businesses, organizations, or entities.

2. Modifications to Terms

CMH Finance reserves the unilateral right to amend, modify, or update these Terms at any time, with or without prior notice, at our sole discretion. Any such changes will be posted on this page, with the «Effective Date» updated to reflect the revision. It is your responsibility to periodically review these Terms for updates. Your continued use of the Site or services following the posting of revised Terms constitutes your acceptance of and agreement to the modified Terms. If you do not agree with any changes, you must discontinue use of the Site and services immediately.

3. Services Provided

CMH Finance provides specialized consulting and advisory services, including but not limited to:

• Business Strategy Development: Formulating strategic plans to optimize organizational growth, operational efficiency, and market positioning.
• Tax Planning and Compliance: Designing tax-efficient structures and ensuring compliance with applicable tax regulations.
• Investment Management: Offering tailored investment strategies, portfolio management, and asset allocation advice.
• Financial Planning: Creating comprehensive financial plans to achieve personal or business financial objectives.
• Risk Management: Assessing and mitigating financial, operational, and market risks.
• Acquisitions Advisory: Providing guidance on mergers, acquisitions, divestitures, and other corporate transactions.

These services are offered to individuals, businesses, organizations, and other entities. Additional details about our offerings are available on the Services page of the Site. CMH Finance reserves the right to modify, suspend, or discontinue any service at any time without prior notice.

4. Account Registration and Security

Certain features of the Site or services may require you to register an account. When creating an account, you agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the confidentiality of your account credentials, including username and password.
• Promptly update any changes to your account information to ensure its accuracy.
• Immediately notify CMH Finance at support@cmhfinance.com of any unauthorized use of your account or suspected security breach.

You are solely responsible for all activities conducted under your account. CMH Finance shall not be liable for any loss or damage arising from your failure to safeguard your account credentials or comply with this section.

5. Use of the Site and Services

You agree to use the Site and services in a manner consistent with these Terms and all applicable laws, regulations, and industry standards. Prohibited activities include, but are not limited to:

• Engaging in any conduct that disrupts, impairs, or interferes with the functionality, security, or performance of the Site or services.
• Attempting to gain unauthorized access to the Site, accounts, systems, or networks connected to CMH Finance.
• Transmitting or uploading any material that is unlawful, harmful, defamatory, obscene, harassing, or otherwise objectionable.
• Using automated scripts, bots, or other technologies to collect data or interact with the Site without prior written consent.
• Violating the intellectual property, privacy, or other rights of CMH Finance or third parties.
• Engaging in any activity that could damage the reputation or operations of CMH Finance.

CMH Finance reserves the right to investigate and take appropriate action, including account suspension or termination, for any violation of these Terms.

6. Payment Terms and Conditions

Certain services offered by CMH Finance may require payment of fees, which will be disclosed during the checkout or service engagement process. By purchasing services, you agree to:

• Provide accurate and complete payment information, including valid credit/debit card or bank account details.
• Authorize CMH Finance or its third-party payment processors to charge the agreed-upon fees to your chosen payment method.
• Comply with the terms and conditions of any third-party payment processor used by CMH Finance.

All fees are quoted in the currency specified during the transaction and are due as indicated. CMH Finance reserves the right to modify pricing at any time, with notice provided for ongoing services. Failure to make timely payments may result in suspension or termination of services.

7. Refund Policy

CMH Finance is committed to delivering high-quality services. Unless explicitly stated otherwise in a specific service agreement, all payments for services are non-refundable. If you have concerns about the services provided or fees charged, please contact us at support@cmhfinance.com. We will make reasonable efforts to address your concerns, but any decision to issue a refund or credit is at CMH Finance’s sole discretion.

8. Intellectual Property Rights

All content, materials, and features available on the Site, including but not limited to text, graphics, logos, images, designs, software, source code, trademarks, service marks, and trade dress (collectively, «Content»), are the exclusive property of CMH Finance or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content solely for personal or internal business purposes in connection with the Site and services.

You may not:

• Copy, reproduce, modify, distribute, or create derivative works of the Content without prior written permission from CMH Finance.
• Reverse-engineer, decompile, or disassemble any software or technology used on the Site.
• Use the Content for any commercial purpose outside the scope of the services provided by CMH Finance.

Any unauthorized use of the Content may result in legal action and termination of your access to the Site and services.

9. Privacy and Data Protection

Your use of the Site and services is subject to our Privacy Policy, available at https://cmhfinance.com/privacy-policy. By accessing or using the Site or services, you consent to the collection, use, storage, and disclosure of your personal information as outlined in the Privacy Policy. You acknowledge that you have reviewed and agree to the terms of the Privacy Policy.

10. Limitation of Liability

To the fullest extent permitted by applicable law, CMH Finance, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, goodwill, or business opportunities, arising out of or related to your use of or inability to use the Site or services. This limitation applies regardless of the legal theory (contract, tort, or otherwise) and even if CMH Finance has been advised of the possibility of such damages.

In jurisdictions where such limitations are not permitted, CMH Finance’s liability shall be limited to the amount paid by you for the services giving rise to the claim or the minimum amount permitted by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless CMH Finance, its affiliates, subsidiaries, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use or misuse of the Site or services.
• Your violation of these Terms or any applicable law or regulation.
• Your infringement of any intellectual property, privacy, or other rights of CMH Finance or any third party.
• Any content or information you submit or transmit through the Site or services.

This indemnification obligation shall survive the termination of your use of the Site or services.

12. Termination and Suspension

CMH Finance reserves the right to suspend, restrict, or terminate your access to the Site or services at any time, with or without cause, and with or without notice, including for:

• Violation of these Terms or any applicable law.
• Conduct that may harm CMH Finance, its users, or third parties.
• Non-payment of fees or other breaches of payment obligations.

Upon termination, your right to access or use the Site and services will cease immediately, and you will no longer have access to your account or any associated data, subject to applicable laws. CMH Finance shall not be liable for any damages resulting from such termination or suspension.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., the State of New York, United States], without regard to its conflict of law principles. You irrevocably agree to submit to the exclusive jurisdiction of the courts located in [Insert Jurisdiction] for any disputes, claims, or actions arising out of or relating to these Terms or your use of the Site or services.

14. Dispute Resolution and Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms, the Site, or services shall first be resolved through good-faith informal negotiations between you and CMH Finance. If the dispute cannot be resolved within thirty (30) days of written notice, it shall be settled by binding arbitration conducted in [Insert Jurisdiction] in accordance with the rules of [Insert Arbitration Body, e.g., the American Arbitration Association].

The arbitration shall be conducted by a single arbitrator, and the decision of the arbitrator shall be final and binding. You agree to waive any right to participate in a class action, class arbitration, or representative action with respect to any dispute. The prevailing party shall be entitled to recover reasonable attorneys’ fees and costs, subject to the arbitrator’s discretion.

15. Severability and Waiver

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision unless expressly stated in writing by CMH Finance.

16. Force Majeure

CMH Finance shall not be liable for any failure or delay in performing its obligations under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, government actions, or disruptions in internet or telecommunications services.

17. Entire Agreement

These Terms, together with the Privacy Policy and any other agreements or policies referenced herein, constitute the entire agreement between you and CMH Finance regarding the use of the Site and services, superseding any prior agreements, understandings, or representations, whether written or oral.

18. Contact Information

For any questions, concerns, or notices regarding these Terms, please contact us at:
CMH Finance
Phone: +34 69 114 7103
Email: support@cmhfinance.com
Website: https://cmhfinance.com

We will respond to inquiries within a reasonable timeframe, typically within 30 days, unless otherwise required by law.